Thursday, June 25, 2015

The Day We Saved $1000

How a Little Change 

Can Really Add Up!

And my God will supply all your needs according to His riches in glory in Christ Jesus.

Philippians 4:19

So for pretty much the 30+ years my beloved and I have been married, we have been “working” on our finances. Initially, it was just a matter of trying to be responsible with our money and not get in over our heads with debt.

As the years went by and my hubby and I grew in faith and Biblical understanding, we committed to be good stewards of what God gave us. We tithed and put together a responsible budget, even meeting with a Crown Ministries finance counselor and following the principles of Larry Burkett’s book Debt-Free Living.  

Truth be told, our success was short term. Some of this was circumstantial – unanticipated life and salary changes threw us for a loop. But, really? We overspent.

Chris and I discussed our different theories of spending, saving, and giving.

The conversations often escalated when we actually sat down to go over our budget. But eventually, we would get through what we considered the grueling work of pulling together all our expenses, assets, and debts…and we would attempt a cash box. That’s literally a shoebox with dividers and envelopes for each category of expenditure. For example, Home is one envelope and Electric and Gas is another, Water bill is yet another, etc.

Each week we attempted to gather our cash weekly, but something would come up, like the busyness of raising our kids and handling all their schedules; the cash box would fall to the wayside.

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